Building equity is one of the primary financial benefits of homeownership. You don’t notice it while it’s happening, but if all goes well, you end up with a significant asset that you can use for almost any financial need.
In the simplest terms, home equity is the difference between what you owe on your mortgage and your home’s current market value. If you owe $100,000 on your mortgage and your home is worth $400,000, then you have 75% home equity. Conversely, if you have a remaining mortgage balance of $300,000 on your $400,000 house, you have 25% home equity.
Whether you’re preparing to host a full house of relatives or to leave town for an extended period of time, follow these tips to help navigate your first holiday season as a homeowner. First-time homeowners tips for the Holidays.
Make your yard the envy of neighbors and passersby with these tips to landscape for curb appeal. Nearly every homeowner wants to landscape for curb appeal. Maximizing your yard's attributes and minimizing its problems to create a beautiful streetside view doesn't have to be difficult, daunting, or expensive. No matter your style or plant preferences, [...]
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